{"id":542,"date":"2022-01-13T13:22:42","date_gmt":"2022-01-13T13:22:42","guid":{"rendered":"https:\/\/sta.valkyrie.co.uk\/?p=542"},"modified":"2022-07-18T13:22:50","modified_gmt":"2022-07-18T12:22:50","slug":"wallet-purse-advice","status":"publish","type":"post","link":"https:\/\/sta.valkyrie.co.uk\/wallet-purse-advice\/","title":{"rendered":"Wallet \/ Purse Advice"},"content":{"rendered":"

What should and shouldn\u2019t you carry in your wallet\/purse:<\/strong><\/p>\n

 <\/p>\n

If your wallet\/purse gets stolen, whether it’s an inconvenience or a disaster will depend on what you’ve got in it. You get up from a table in a crowded restaurant and realise your wallet has gone \u2013 \u2018someone\u2019s stolen your wallet\u2019. You know you\u2019ve lost your cash. Are they already using your credit cards. Have they figured out your PIN number yet. Hopefully this will never happen to you, but unfortunately it happens often so be prepared – clean out (\u2018declutter\u2019) your wallet so you only carry the essentials.\u00a0 If you know what to keep, and what not to keep, in your pocket, wallet, or purse, you\u2019ll radically reduce the financial damage and odds of identity theft if you do ever fall victim to wallet\/purse theft.<\/p>\n

 <\/p>\n

What to carry in your wallet\/purse:<\/strong><\/p>\n

 <\/p>\n

Debit card:\u00a0 to avoid the temptation of credit cards and the inconvenience of cash – use it for most purchases<\/p>\n

Credit card:\u00a0 good to have for emergencies and back up to your debit card<\/p>\n

Cash:\u00a0 not everywhere takes Debit\/credit cards so keep a small amount of cash in your wallet for emergencies or purchases \u2013 assess amount you carry based on your activity that day. ATMs are generally never far away<\/p>\n

Emergency contact info: keep a card in your wallet with your phone number (so if someone finds your lost wallet, they can call you and return it). Also, include contact information for friends\/relatives who can help in an emergency. If you have severe allergies or medical conditions that medical personnel should know about include on the card as well \u2013 keep information to a minimum<\/p>\n

Identification: there are a variety of reasons where you need official identification so it makes sense to keep it in your wallet at all times \u2013 most people choose to carry their driving licence. However, remember it has additional information on it (photo and current address) that could be utilised by criminals \u2013 consider carrying separate to your wallet<\/p>\n

 <\/p>\n

What not to carry in your wallet\/purse:<\/strong><\/p>\n

 <\/p>\n

Extra debit\/credit cards (\u2018just in case\u2019): it will also compound the hassle should your wallet get stolen. Play it safe and remove the temptation \u2013 keep the extra cards safe at home<\/p>\n

Birth certificate: easy way for identity thieves to impersonate you – keep it at home in a safe\/secure location<\/p>\n

PIN numbers\/Passwords: never write them down and carry in with your cards – If you have to write these numbers down keep at home in a safe\/secure location<\/p>\n

Spare keys:\u00a0 no one wants to be locked out of their car\/house \u2013 so, keeping spare keys in your wallet seems like a good idea until your wallet is stolen. Now the thief has your money, your address, access to your house, and a convenient way to get there<\/p>\n

Blank Cheques: less likely now adays as cheques used less and less – carry a debit card, not cheques<\/p>\n

Gift cards:\u00a0 Obviously, if you\u2019re going to use it, carry it. But if you\u2019re not, that\u2019s the first thing a thief will use \u2013 they are basically cash on a card<\/p>\n

Receipts:\u00a0 In addition to being bulky and taking up space, receipts could theoretically help a thief put your credit card or account information together<\/p>\n

Anything that provides personal information that could be utilised by a criminal<\/p>\n

 <\/p>\n

In addition:<\/strong><\/p>\n

 <\/p>\n

Keep copies of what\u2019s in your wallet: \u00a0If you\u2019ve got access to a photocopier, take a minute and copy everything you\u2019ve got in your wallet, front and back. Keep it at home in a safe place and should your wallet get stolen, you\u2019ll know exactly what you\u2019ve lost and who to call to replace it<\/p>\n

Choose a low profile small\/minimalistic wallet\/purse that avoids attention and can easily kept secure in your pocket or handbag<\/p>\n

Business cards: suggest these are carried only when needed (networking\/events) and carried separate to your wallet\/purse. When other people’s business cards are collected transfer the information to your contact list and avoid carrying them in your wallet\/purse<\/p>\n

Never leave your wallet\/purse unattended. Don\u2019t keep your wallet in the back pocket of your trousers \u2013 front or inside pockets are best<\/p>\n

Membership cards:\u00a0 only carry when needed and you intend to use<\/p>\n

 <\/p>\n

In summary – why declutter your wallet\/purse?<\/strong><\/p>\n

 <\/p>\n

Unfortunately, stolen or lost wallets\/purses are a potential goldmine for fraudsters. Decluttering your wallet and moving towards a minimalist wallet has many benefits – reducing potential security risks, making sure that your spending is more strategic and organised, and facilitates using a nice slim wallet that doesn\u2019t create unnecessary bulk in your pocket. Remember – fraudsters piece together information about their victims like a jigsaw. They may use it to access accounts directly or commit identity fraud by applying for loans and other forms of credit in someone else’s name. Personal details such as names, addresses, ages, mobile phone numbers and bank account details give criminals important information<\/p>\n","protected":false},"excerpt":{"rendered":"

What should and shouldn\u2019t you carry in your wallet\/purse:   If your wallet\/purse gets stolen, whether it’s an inconvenience or a disaster will depend on what you’ve got in it. You get up from a table in a crowded restaurant and realise your wallet has gone \u2013 \u2018someone\u2019s stolen your wallet\u2019. You know you\u2019ve lost …<\/p>\n

Wallet \/ Purse Advice<\/span> Read More »<\/a><\/p>\n","protected":false},"author":2,"featured_media":543,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-542","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorised"],"_links":{"self":[{"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/posts\/542","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/comments?post=542"}],"version-history":[{"count":1,"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/posts\/542\/revisions"}],"predecessor-version":[{"id":544,"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/posts\/542\/revisions\/544"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/media\/543"}],"wp:attachment":[{"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/media?parent=542"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/categories?post=542"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sta.valkyrie.co.uk\/wp-json\/wp\/v2\/tags?post=542"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}